When you need to begin making payments before or perhaps to build overpayments on financing

Up to ent loan having refugees who had been registered as a key part out of a civil refugee lobby plan. Brand new Swedish parliament has decided to cancel the choice to put on to possess equipment money, productive . Because of this you are no further in a position to submit an application for property gadgets financing off CSN. When you have started granted a property products mortgage, you are to continue while making costs about this mortgage just like the regular. Right here look for throughout the settling your property gadgets loan.

Dining table away from you can find out more content material

• Desire for the mortgage
• Settling the house gizmos financing
• Appealing facing a choice from the CSN

Attention for the mortgage

CSN costs attract to the money your acquire. Inside the 2023, the interest rate are step one,seven per cent. The eye is actually calculated on day obtain the borrowed funds until you provides paid back the complete personal debt. This is why after you pay-off the borrowed funds you both you would like to settle the money you have as well as the interest. The interest can’t be eliminated.

Paying your house gadgets mortgage

You begin trying to repay the borrowed funds 2 yrs immediately following earliest receiving the bucks. It takes between 1 and you may seven age to settle the mortgage, depending on how much you borrowed. We shall immediately deliver using-during the glides if it’s time for you to begin making repayments.

We shall post 3 paying-into the slides at once. Everytime we send the brand new expenses-for the slips, we’ll charges an alerts payment out of SEK 40. It numbers so you’re able to a maximum of SEK 120 a year. If you’re unable to shell out your statements punctually, there are also to pay a reminder commission away from SEK sixty.

You can start making repayments in advance of 24 months keeps enacted, if you need. In such a case, purchase the new using-inside slips shortly after logging to the Mina sidor Hemutrustningslan (My Profiles Equipment loan) here at .

You can even will make overpayments on the financing. In this case, replace the matter stated towards using-in slip. Should you want to pay the entire loan in one commission, please call us.

If you are having difficulty making costs

If you are having difficulty making money on the financing, you could potentially connect with pay less or even to spend little within all the getting a calendar year. CSN have a tendency to charges interest, even although you are not and make costs on loan. This means that, the debt could be increasing when you are not paying.

If you can’t pay off the loan

1. We’ll deliver a reminder. You may then need to pay the SEK 60 indication payment.
2. If you’re unable to shell out despite researching the new indication, we’re going to posting another reminder next month, proclaiming that we could cancel the borrowed funds getting quick fee.
3. If you’re unable to shell out, we shall cancel the borrowed funds having quick payment. You’ll then located a spending-into the sneak for your obligations. While the loan could have been ended, so long as be able to make an application for deferred percentage.
4. If you cannot pay that loan which had been terminated, we might submit new state they the Enforcement Authority ( Kronofogden ).

Chance of record away from non-percentage

If for example the case was given toward Enforcement Power, you exposure receiving track of non-fee. Credit file businesses situation info away from non-percentage when they have obtained study in the Enforcement Power. UC and Kreditfakta are types of credit report companies.

Whenever you are paying regarding abroad

Are you paying down your property products financing out-of a different country than just Sweden? You’ll find different methods away from percentage based in your geographical area. Sometimes, the lending company charge a fee for dealing with payment.

Payment off equipment loans will be made to CSN’s membership within Danske Financial that with Bankgiro count 5201-1053.