Having specialist mortgage brokers at each department office, regional mortgage maintenance, and also the capacity to incorporate online or even in-individual, Westfield Lender even offers an easier way to shop for, generate, otherwise re-finance.
Considering to purchase a property? Benefit from our very own Lock & Shop system! After you’ve come prequalified, you will get an endorsement letter you to definitely claims your own interest to have thirty day period in order to store confidently. Start today! Follow this link to make use of online, or phone call some of the of use Mortgage loan Officers shown less than.
Unique programs to possess pros, earliest responders and you may first-big date homeowners. Make sure to inquire us exactly how we helps you score a great speed and save well on closing costs!
During the Westfield Financial, we’ll be along with you each step of your treatment for make certain a fast, simple, and you can worry-100 % free sense. Invited house!
Financial Things
- Fixed-Price
- Variable Price
- First-Date Homebuyers
- Construction & Residential property Finance
- Funding Financing
- First Responders & Pros
Fixed-Rate Mortgages
Having repaired rates and you will terms, Fixed-Price Mortgage loans give you the comfort away from a predetermined month-to-month commission for the longevity of the loan. Fixed-Speed Mortgage loans can be used for no. 1 or supplementary residences.
Varying Rate Mortgage loans
Made to provide consumers that have lower monthly obligations, Changeable Speed Mortgages keeps interest rates that will be repaired for a keen initially term then modified sometimes thereafter. Designed for first otherwise supplementary homes, we offer many changeable price words.
First-Date Homebuyers Apps
Looking your first home? Westfield Financial will give you the flexibility to try to get a house http://www.servicecashadvance.com/installment-loans-ma/ loan online, in person, otherwise each other. That is an effective. Right now, the audience is plus offering basic-big date homeowners $500 away from settlement costs. Which is better!
Presenting low-down money and you will special resource words, our Basic-Go out Homebuyer Programs are made to make purchasing your earliest house easier and a lot more sensible. To own a restricted time, we are and work out one first family purchase smoother by stretching a good $500 bank borrowing from the bank toward settlement costs into one accepted financial when you incorporate with Westfield Bank.
*Debtor are certain to get a great $five hundred financial credit toward closing costs at the closing. Susceptible to underwriting and you will mortgage recognition. Possessions have to be situated in Massachusetts otherwise Connecticut. Refinances out of most recent Westfield Loans from banks commonly eligible. Tends to be along side most other also provides. Offer may be rescinded any moment.
Structure Funds
Building a house is an intricate processes. I work with you every step of one’s cure for make your own construction investment feel once the fret-totally free that one may-regarding beginning to finishing fingernails.
- That qualification and something closure
- Interest-simply costs throughout the several-month framework several months
- Fixed-rate or varying rate financial selection
Land Funds
Located the best spot to help make your new house? With a land Mortgage from Westfield Financial, you might financing the purchase out of homes to build with the. Restriction mortgage-to-worth (LTV) is actually 80% that have attention-only costs for a few many years.
Resource Financing
Looking to buy land once the a financial investment? Our Investment Finance are a great way to finance low-manager filled characteristics.
Active army, experts, and you can earliest responders, you will be making all of our organizations ideal. So, we’re providing you with $five hundred out-of settlement costs while making their financial feel better.
Westfield Bank values the service and give up of one’s region’s uniformed provider positives, regarding energetic and resigned armed forces servicepeople so you’re able to law enforcement officers, firefighters, and you can EMTs. This is exactly why the audience is stretching an excellent $five hundred bank credit toward home loan closing costs.
*Debtor are certain to get good $five-hundred bank borrowing from the bank with the closing costs during the closure. At the mercy of underwriting and you may mortgage approval. Assets should be located in Massachusetts or Connecticut. Refinances from most recent Westfield Bank loans aren’t eligible. Render could be rescinded any time.
